Low monthly cost,
high annual savings.
![hero-image-01](https://ff.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/HSA%20Plans/hero-image-01.jpg?width=993&height=711&name=hero-image-01.jpg)
The benefits of the HSA Plan
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Tax Savings
Save money on income taxes and minimize healthcare spending with a Health Savings Account.
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Expanded PPO network
Doctor visits are part of two large PPO networks. Hospital and major services have no provider restrictions.
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Free 24/7 telemedicine
Get access to care anywhere, anytime with $0 virtual telemedicine.
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Virtual mental health care
Mental health care matters - that’s why we partnered with Amaze Health.
![img-hsa-plans](https://ff.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/HSA%20Plans/img-hsa-plans.jpg?width=706&height=789&name=img-hsa-plans.jpg)
Who is the HSA Plan for?
Members who select the HSA Plan use their personal health savings account to pay for day-to-day needs like doctors, prescriptions, and diagnostics.
Plus, with our expanded PPO network and Care Coordination services, you’ll always be able to find a provider that can help you.
Frequently Asked Questions
A healthshare, also known as medical cost sharing, is a nonprofit program that provides an organized structure for a community of members to contribute toward each other’s medical costs.
ClearShare is healthshare; a membership-based community of individuals established for the purpose of sharing eligible healthcare expenses between Members as described in the Member Guidelines. ClearShare is not insurance.
For ClearShare memberships, your effective date is on the first of the next month, or the first of a future month.
You will keep your membership for 1 year after your effective date.
Love from Our Community
Hear it from our members: There's lots to love.
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.
![Chad-and-Jen-Beasley](https://ff.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Chad-and-Jen-Beasley.png?width=300&height=300&name=Chad-and-Jen-Beasley.png)
Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say, ‘Wow, I’m taking care of one thing, and I’m hurting the other.
![Brandon-and-Mary-Snyder](https://ff.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Brandon-and-Mary-Snyder.png?width=300&height=300&name=Brandon-and-Mary-Snyder.png)
Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.
![Lois-De-Armas](https://ff.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Lois-De-Armas.png?width=300&height=300&name=Lois-De-Armas.png)
Better care. Better cost.
$8,000*
Average annual savings
PPO
Network upgrade
80%
Out-of-pocket savings
*Estimate is based on an average of annual data and will not apply to every individual customer.
Is an HSA the right plan for you?
![get-started-character_one-1](https://ff.clearwaterhealth.com/hs-fs/hubfs/Imported%20sitepage%20images/get-started-character_one-1.png?width=554&height=472&name=get-started-character_one-1.png)